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Chip In (My 2-Year Anniversary)



Mastercard fraud data shows a 54 percent decrease in counterfeit fraud costs at U.S. retailers who have completed or are close to completing EMV adoption, when comparing April 2016 to April 2015. Demonstrating the power of EMV and the risk of not adopting it, counterfeit fraud costs increased by 77 percent year-over-year among large U.S. merchants who have not yet migrated or have just begun the migration to chip.




Chip In (My 2-Year Anniversary)



Mastercard continues to work closely with merchant partners to ease the adoption of chip. Recent initiatives and programs have included: speeding the terminal certification processes from days to hours, while maintaining quality; adding more intelligence on its network to minimize chargeback costs to merchants; and introducing M/Chip Fast, a new application to help speed transactions and shoppers through checkout lines.


U.S. consumers have also been central to chip card adoption. While there was an initial learning curve on the chip experience, they now also are seeing the benefit of increased chip safety and security.


Through the decade of the 1960s, the company continued to innovate in other important areas of semiconductor technology. Fairchild scientists, led by Bruce Deal, Andy Grove, and Ed Snow, pioneered reliable metal oxide semiconductor (MOS) production. Federico Faggin and Tom Klien built the first commercial silicon-gate devices. Frank Wanlass patented complementary MOS (CMOS). All three are fundamental to mainstream chip manufacturing today.


As the world becomes increasingly dependent on technology, so do our favorite products and necessities. There are microchips in almost every electronic device you own, including your smartphones, appliances, laptops, and even your car.


Every stage of car ownership, including buying, selling, and refinancing, has been impacted by the global chip shortage..rg-offer-widgetdisplay:flex;align-items:center;justify-content:center;flex-direction:column;margin:21px 0 21px -20px;text-align:center;padding:40px;width:calc(100% + 20px + 20px);@media screen and (min-width:48em).rg-offer-widgetpadding:21px;flex-direction:row;width:100%;margin-left:0; box-sizing:border-box.rg-offer-widget.--with-green-gradientbackground:#97c23c;background:linear-gradient(270deg,#80a53f -65.78%,#97c23c 45.1%);border-radius:3px.rg-offer-widget .rg-offer-widget__titlefont-size:24px;line-height:32px;color:#fff;display:block;margin:0 0 20px@media screen and (min-width:48em).rg-offer-widget .rg-offer-widget__titlefont-size:24px;line-height:28px;display:inline-block;margin:0 17px 0 0.rg-offer-widget .rg-offer-widget__actionfont-size:14px;line-height:14px;font-weight:700;color:#fff;border:1px solid #fff;border-radius:100px;display:inline-block;transition:all .2s ease-in-out;padding:12px 35px.rg-offer-widget .rg-offer-widget__action:hoverbackground:#fff;color:#97c23c;text-decoration:none@media screen and (min-width:48em).rg-offer-widget .rg-offer-widget__actionpadding:8.5px 30px;min-width:120px@media screen and (min-width:64em).rg-offer-widget.--wide-modewidth:76vw;margin-left:calc(-38vw + 50%)!important2022 Auto Refinance RatesSee Today's RatesUnderstanding the Global Chip ShortageWith the onset of the coronavirus pandemic nearing its two-year anniversary, it would be an understatement to say that many of us are still dealing with the effects in various ways. When many industries shut down last year during the height of COVID-19, so did a lot of the factories that created the microchips that power a lot of the latest vehicles.


The semiconductor industry is mainly headquartered in Asia, in China and Taiwan, as well as parts of the U.S. Microchips are relied on for modern vehicles to function and control everything from the navigation system and power windows to driver assistance features and more.


The semiconductor chips shortage has changed quite a few things for both customers who buy cars and the companies that make them. In October 2021, Toyota announced it would build 60,000 to 80,000 fewer cars that month due to chips being in short supply. Major automakers like Ford, Nissan, and General Motors are following this line of thinking and either reducing the number of cars they make or rationing the few chips they do have and reserving them for certain models.


High-end auto companies like Mercedes announced they will be reserving their chips for pricier models, such as their new electric car. Overall, fewer sales mean less money for the auto industry as a whole. Forecasts say the global chip shortage could result in a $210 billion loss for the auto industry.


The Senate has also passed a bill that offers tax credit and incentives for chip manufacturers. Other semiconductor manufacturers are already investing in more infrastructure and materials to produce more chips for products and cars. Some experts say the shortage may drag on until early 2023 since it will take some time to implement these changes.


A limited supply of microchips is not something that will leave its sole impact on the auto industry and carmakers. If you rely on technology goods, chip production impacts so many other industries and areas of our lives. While this situation and existing supply chain issues are an inconvenience to most people, it could still prove to be one of the best times to sell your used car or refinance your loan. Odds are your LTV ratio has gone down without you having to do much at all.


The chip was first featured in AXIS 2100 Network Camera, which came equipped with internal firmware based on an embedded operation system now known as Linux. Controlling the design and manufacturing, Axis creates the products best optimized for customer needs, while addressing the evolution of external factors, such as threats to cybersecurity. With cybersecurity as an increasingly important aspect of IP-connected cameras and a core concern for customers, ARTPEC chips have been designed with current and future threats in mind.


Though Lopez and Rodriguez actually marked two years of dating back in February (they got engaged in March), it seems that their double date in Texas was part of a larger anniversary gift from the former New York Yankee to his fiancée. During a February appearance on The Ellen DeGeneres Show, Lopez revealed that, as a present to her, he had enlisted Joanna Gaines's help to renovate the home the couple purchased in Malibu that month.


In 1965, Gordon Moore, who at the time was working as the director of research and development at Fairchild Semiconductor, was asked to contribute to the thirty-fifth anniversary issue of Electronics magazine with a prediction on the future of the semiconductor components industry over the next ten years. His response was a brief article entitled "Cramming more components onto integrated circuits".[1][8][b] Within his editorial, he speculated that by 1975 it would be possible to contain as many as 65,000 components on a single quarter-square-inch (1.6 square-centimeter) semiconductor.


The doubling period is often misquoted as 18 months because of a prediction by Moore's colleague, Intel executive David House. In 1975, House noted that Moore's revised law of doubling transistor count every 2 years in turn implied that computer chip performance would roughly double every 18 months[26] (with no increase in power consumption).[27] Mathematically, Moore's Law predicted that transistor count would double every 2 years due to shrinking transistor dimensions and other improvements. As a consequence of shrinking dimensions, Dennard scaling predicted that power consumption per unit area would remain constant. Combining these effects, David House deduced that computer chip performance would roughly double every 18 months. Also due to Dennard scaling, this increased performance would not be accompanied by increased power, i.e., the energy-efficiency of silicon-based computer chips roughly doubles every 18 months. Dennard scaling ended in the 2000s.[16] Koomey later showed that a similar rate of efficiency improvement predated silicon chips and Moore's Law, for technologies such as vacuum tubes.


As the cost of computer power to the consumer falls, the cost for producers to fulfill Moore's law follows an opposite trend: R&D, manufacturing, and test costs have increased steadily with each new generation of chips. Rising manufacturing costs are an important consideration for the sustaining of Moore's law.[40] This led to the formulation of Moore's second law, also called Rock's law (named after Arthur Rock), which is that the capital cost of a semiconductor fabrication plant also increases exponentially over time.[41][42]


In 2016 the International Technology Roadmap for Semiconductors, after using Moore's Law to drive the industry since 1998, produced its final roadmap. It no longer centered its research and development plan on Moore's law. Instead, it outlined what might be called the More than Moore strategy in which the needs of applications drive chip development, rather than a focus on semiconductor scaling. Application drivers range from smartphones to AI to data centers.[114]


Most forecasters, including Gordon Moore,[116] expect Moore's law will end by around 2025.[117][114][118] Although Moore's Law will reach a physical limitation, some forecasters are optimistic about the continuation of technological progress in a variety of other areas, including new chip architectures, quantum computing, and AI and machine learning.[119][120] Nvidia CEO Jensen Huang declared Moore's law dead in 2022;[2] several days later Intel CEO Pat Gelsinger declared that Moore's law is not dead.[3]


An alternative source of improved performance is in microarchitecture techniques exploiting the growth of available transistor count. Out-of-order execution and on-chip caching and prefetching reduce the memory latency bottleneck at the expense of using more transistors and increasing the processor complexity. These increases are described empirically by Pollack's Rule, which states that performance increases due to microarchitecture techniques approximate the square root of the complexity (number of transistors or the area) of a processor.[135]


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